The holiday season is a time for celebration, connection, and generosity. But as magical as it is, it often comes with the challenge of overspending. Gifts, decorations, meals, and festivities can quickly add up, leaving you with financial stress when the season ends. However, with a bit of planning and smart strategies, you can enjoy the holidays without breaking your budget. Here’s how:

1. Set a Holiday Budget
   Before starting your holiday preparations, take a realistic look at your finances. Create a budget that includes all holiday-related expenses such as gifts, travel, meals, and decorations. Break it down into categories to help you stay organized and avoid overspending.

    Tip: Track your expenses with a spreadsheet or budgeting app to stay on track.

2. Make a Shopping List
   Write down everyone you’re buying gifts for and what you plan to purchase for them. Having a detailed list will keep you focused and prevent impulsive purchases. Stick to your list, and shop...